Trupanion Pet Insurance Review

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Trupanion pet insurance provides coverage for accidents, illnesses as follows:

  • Hereditary disorders
  • Congenital disorders
  • Diagnostic tests
  • Surgeries
  • Medications
  • Chronic or recurring conditions

  • Some of the conditions they do not cover:
  • Pre-existing conditions
  • Veterinary exam fees
  • Routine care
  • Spaying and or neutering
  • Preventive dental health care (such as teeth cleaning etc)*
  • Vaccination, heartworm medication
  • Parasite control including fleas

Apparently low rates but deductible is quite high. Average is $500. If you want a lower deductible, you can move the slider on their quote page to get a quote that is more comparable to other companies.

Waiting Periods
Accident coverage begins 5 days following the policy effective date and illness coverage begins 30 days following.

No limit on coverage be it incident, annual or lifetime for all diagnostic tests, surgeries, and medications if your pet becomes sick or injured, however the deductible is per incident (or condition) while other companies charge a deductible per year

30-Day Money-Back Guarantee
If no claims have been filed during the policy period, you can cancel it during the first 30 days of coverage for a full refund of the premium.

*Although teeth cleaning and other preventive care not covered, medically-necessary extractions and reconstruction of upper and lower canine teeth are covered, if all prior dental recommendations were followed and paid out of pocket.

For more information visit theĀ Trupanion Website