Trupanion Pet Insurance Review
Trupanion pet insurance provides
coverage for accidents, illnesses as follows:
- Hereditary disorders
- Congenital disorders
- Diagnostic tests
- Surgeries
- Medications
- Chronic or recurring conditions
Some of the conditions they do not cover: - Pre-existing conditions
- Veterinary exam fees
- Routine care
- Spaying and or neutering
- Dental health care (covers dental in case of accidents only)
- Vaccination, heartworm medication
- Parasite control including fleas
Apparently low rates but deductible is quite high. Average is $500. If you want a lower deductible, you can move the slider on their quote page to get a quote that is more comparable to other companies.
Waiting Periods
Accident coverage begins 5 days following the policy effective date and illness coverage begins 30 days following.
The limit is $20,000 worth of lifetime coverage for all diagnostic tests, surgeries, and medications if your pet becomes sick or injured, however the deductible is per incident while other companies charge a deductible per year
30-Day Money-Back Guarantee
If no claims have been filed during the policy period, you can cancel it during the first 30 days of coverage for a full refund of the premium.
For more information visit the Trupanion Website
